Moniepoint Personal Banking App – Your Trusted Online Bank in Nigeria
Open a Moniepoint bank account and enjoy secure online banking from anywhere in Nigeria. With the Moniepoint Personal Banking app, you can send money instantly, receive payments, pay bills, buy airtime, and manage your savings account — all in one reliable mobile banking app.
Experience modern digital banking that gives you control of your money. Moniepoint is the online bank made for your progress.
◉ YOUR ALL-IN-ONE ONLINE BANKING SOLUTION
Moniepoint is more than a regular banking app — it’s a complete mobile payment app designed to make personal banking simple. With your Moniepoint bank account, you can manage your money, savings, and bills anytime, anywhere.
Here’s what you can do with the Moniepoint Personal Banking App:
- Open a bank account instantly – create your Moniepoint personal bank account in minutes and start banking online right away.
- Send and receive money fast – enjoy reliable mobile payments and transfers with instant notifications.
- Earn up to 18% interest per annum – grow your savings easily with flexible, fixed, or locked savings plans that match your goals.
- Pay bills conveniently – handle electricity, TV, and internet payments from your phone in seconds.
- Buy airtime and data – recharge easily and get 2% cashback on every purchase.
- Request your Moniepoint debit card – get your bank card delivered within 48 hours and use it on all ATMs and POS terminals nationwide.
- Enjoy secure online banking – advanced encryption keeps your bank account and personal data safe at all times.
- Resolve issues instantly – settle disputes or reach support right from the app.
- Bank offline – use *5573# to send money, check balance, or block your card without internet.
- Earn Moniepoint Rewards – get cashback on transfers, airtime top-ups, and bill payments (for new users).
◉ WHY MILLIONS TRUST MONIEPOINT IN NIGERIA
- Licensed and regulated by the Central Bank of Nigeria (CBN).
- Insured by the Nigeria Deposit Insurance Corporation (NDIC) — your deposits are protected.
- Trusted online bank serving millions of Nigerians.
- Reliable personal banking app for everyday payments and savings.
- 24/7 customer support for all your mobile banking needs.
With Moniepoint, your banking experience is fast, secure, and rewarding. Whether you want to send money, save money, or make payments, the Moniepoint app gives you everything you need in one digital banking platform.
◉ HOW TO OPEN A MONIEPOINT PERSONAL BANK ACCOUNT
1. Download the Moniepoint Personal Banking App on your phone.
2. Sign up to open your bank account in less than 5 minutes.
3. Request your debit card directly in the app — it will be delivered to your doorstep fast.
No paperwork. No branch visits. Just simple online banking made for your progress.
◉ STAY CONNECTED
Helpline: 01 888 9990
Website: www.moniepoint.com
WhatsApp: +234 908 843 0803
Facebook, Instagram, X(formerly Twitter), YouTube: @moniepointmfb
LinkedIn: Moniepoint Nigeria
Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State, Nigeria.
Download the Moniepoint Personal Banking app today.
Enjoy secure online banking that lets you send money, save and earn up to 18% interest, pay bills, and manage your bank account easily — all from one trusted mobile payment app. Moniepoint is the online bank built for your financial freedom.
I've been using moniepoint for several months now, and it has truly transformed the way I manage my finances. This app goes above and beyond to deliver value for money, and here's why:1. Comprehensive Financial Management:From tracking daily expenses to setting savings goals, moniepoint offers a suite of tools that make budgeting simple and effective.2. Excellent Customer Support:The customer service is outstanding. Whenever I've had a question or issue, their support team has been prompt and helpful, ensuring a seamless experience.3. Secure and Reliable:Security is a top priority with moniepoint. The app uses advanced encryption to protect my data, giving me peace of mind that my financial information is safe.4. Intuitive and User-Friendly: The interface is clean, intuitive, and easy to navigate. Even complex tasks like managing multiple accounts or setting up automated payments are straightforward.5. Great Value: The app’s features and benefits far exceed what I expected. It provides tools and insights that help me make the most of my money, saving me time and maximizing my financial potential.Overall, moniepoint is a must-have for anyone looking to get the best value from their banking app. It’s a reliable and user-friendly platform that has greatly enhanced my financial management. Highly recommended!
Developer Response
Thank you for choosing Moniepoint, Damouchi. We appreciate your feedback and we will ensure to continue delivering exceptional service. Feel free to reach out to us via store.support@moniepoint.com for further assistance and inquiries.
Master card
kellyoise
Your app is good and all with the fast transfers,airtime purchases,bill payments etc but if you guys could create a master card for the atm it would be a lot of help because not everyone would want to use a commercial bank with the master card option but if it where possible you guys should create a master card so people could buy stuff on online shops that only accept master card and visa you guys could just make it and give the option for people that already have the verve card to upgrade for a little fee while those that doesn’t have the verve card could choose to either buy the master card or verve card or if you can’t do the master card you could do the verve card any one is better if not I don’t have any complaints for your services
Developer Response
Hi there, thank you very much for your suggestion and feedback. Please be informed that Moniepoint issues both Mastercard and Verve card based on your preference. Feel free to reach out to us via store.support@moniepoint.com for further assistance and inquiries.
Moniepoint suspended my account without explanation
Nblikey
These ppl just suspended my account with know explanation my money is still there I’ve reached out they don’t help me they said I should go and get affidavit from court and I told them I’m the owner of the the account they should release my money they’ve id m plenty times and I told them if I go to court the money I’d spend there would be much more than the money that I’m trying to bring out or the money that le in the account 😪😪 pls Moniepoint release my account pls
Developer Response
Hello, we’re very sorry for the inconvenience. Account suspensions are usually for security or verification reasons, but we understand your frustration. Please send your account details and ID verification to support@moniepoint.com so we can urgently review and help restore access to your funds.
Very disappointed
Jemima olayeye Taiwo
I thought Moniepoint was a very good bank to use … that’s why I trusted you guys and made Moniepoint my main bank.. now you people have decided to scam me … for the past 4 days I’ve been unable to use my bank with my money in it … I will log in and you’d log me out immediately… I’ve been calling customer care and you have been telling me stories (uninstall the app and reinstall it… wait for 24 to 48 hours.. blah blah blah or send the screen record of what is going on on gmail which is did twice!! now it’s more than 48 hours am still not able to use my money Now am calling for the past two days customer care you guys are not answering me you are saying customer care is busy … you people should let me use my money Am not owing you !!I didn’t commit any crime by opening an account with you guys!
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
Version 1.67.0
The developer, Moniepoint, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Moniepoint Inc
Size
247.8 MB
Category
Finance
Compatibility
Requires iOS 14.0 or later.
iPhone Requires iOS 14.0 or later.
iPad Requires iPadOS 14.0 or later.
iPod touch Requires iOS 14.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it is not open, which can decrease device battery life.