Passive Income — ProfitLoop
Credit interest calculator
Free · In-App Purchases · Designed for iPad. Not verified for macOS.
Earn risk-free income using credit card grace periods. ProfitLoop helps you calculate profits from smart deposits — no debt, no fees, just strategy.
ProfitLoop is a financial calculator and strategy tool that helps you estimate how much passive income you can generate using interest-free credit card grace periods. It’s designed for people who want to turn unused credit limits into profit — without fees, debt, or risk.
The app allows you to simulate moving borrowed funds from your credit card into high-yield savings accounts during the grace period, then calculate the income you can earn before repayment is due. ProfitLoop is not a bank-connected service — all data is entered manually and securely stored.
Whether you’re curious about optimizing your existing credit card usage or looking to build a risk-free short-term income strategy, ProfitLoop offers a powerful and flexible environment to model your finances with precision.
Use ProfitLoop to:
– Estimate how much profit you can earn from credit card grace periods
– Compare high-yield savings accounts across banks and currencies
– Plan strategies that turn available credit into short-term deposits
– Track deposits, grace periods, and expected returns
– Calculate daily interest, annualized yield, and ROI for each strategy
ProfitLoop is ideal for users looking for a:
– Credit card to savings calculator
– Passive income estimator
– Risk-free deposit planner
– Grace period tracker
– High-interest deposit simulator
– Personal finance calculator
Key Features:
– Add unlimited credit cards with custom names, currencies, and grace period settings (Premium)
– Simulate deposits from credit cards to any savings account
– Input your own interest rates and duration to get real-time profit projections
– Connect multiple cards and accounts into single strategies
– Track income potential in multiple currencies (USD, EUR, RUB, GEL, and more)
– View daily profit, annual returns, and total strategy earnings
– Visual dashboard with financial health and active strategy insights
– Export your data in JSON or CSV (Premium)
– Offline mode and secure local storage
– iCloud sync for multi-device access and backup (Premium)
ProfitLoop is a simple yet powerful utility for anyone who wants to explore credit-based income opportunities — from beginners just learning about grace periods, to advanced users modeling dozens of credit cards.
No sign-ups, no external connections — just a manual calculator that helps you stay in full control. It’s privacy-first, lightweight, and works entirely offline.
Premium version unlocks advanced planning with unlimited strategies, multi-currency support, and complete data export tools for deeper analysis or tax reporting.
If you’re searching for tools like:
– credit card payoff planner
– income calculator app
– credit card optimization tool
– budget and savings estimator
– interest earnings calculator
– personal finance strategy builder
Free Money has you covered.
Turn your available credit into profit — without spending a cent. Use ProfitLoop to plan, simulate, and optimize smarter financial habits.
Download ProfitLoop and discover how much you could be earning.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
– Updated app icon for a fresh new look
– Renamed the app for better clarity and branding
– Minor visual improvements and fixes
The developer, Dmitrii Prokushev, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Dmitrii Prokushev
- Size
- 3.9 MB
- Category
- Finance
- Compatibility
Requires iOS 18.5 or later.
- iPhone
Requires iOS 18.5 or later. - iPad
Requires iPadOS 18.5 or later. - Mac
Requires macOS 15.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.5 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Free Money Premium Annual USD 79.99
- Free Money Premium Monthly USD 7.99
- Copyright
- © prokushev